Traveling 101: 4 Countries That Will Require You To Have Travel Insurance And Things You Need To Do

Traveling doesn't come easy as it sounds, as you also have to fix all your papers, get a visa, secure a place to stay and other whatnots
Traveling doesn't come easy as it sounds, as you also have to fix all your papers, get a visa, secure a place to stay and other whatnots (Photo: Jirka Matousek/Flickr)

Traveling doesn't come easy as it sounds, as you also have to fix all your papers, get a visa, secure a place to stay and other whatnots - especially when you are going abroad. There are even some countries that require travel insurance, so that is another one that adds up to your worries. So, here are the things that you need to do when the country you will go needs you to have travel insurance.

"If a visa is required, there are certain instances where travel medical insurance is going to be required... depending on what country you're going through," Eastern Region for GeoBlue, the international division for Blue Cross Blue Shield sales director for individual plans Jill Cappelli told Travel + Leisure. "There are typically gaps in coverage and a lot of grey areas in the policy because they don't really define what is and what is not covered internationally."

Your need for insurance when traveling differs in the country you are going to, the passport you're holding, and how long you're going to stay. Without insurance, there is also a big possibility that your expenses will grow, especially if you have to pay for a service.

So to avoid these problems, travel insurance provider Aon Affinity Travel Practice president Beth Godlin advised travelers to check the U.S. Department of State website to see if the country they're going to need insurance. According to the Los Angeles Times, there are countries that make insurance mandatory, while there are also others, like Japan, that are still thinking about it. So, here some of the nations that require travel insurance, via Yahoo.

Cuba

Cuba requires tourists to have non-U.S. medical insurance, per the Department of State. It is usually already included in the airline ticket price on flights that come from the U.S. The department advised travelers to check with the airline and keep their boarding pass, as they need to it to get medical care.

Schengen countries

The Schengen Area is composed of 26 countries in Europe that include France, Germany, Iceland, Italy, and Switzerland. United States residents can go to this place without a visa for a short stay, but citizens of other countries are required to have one. If you need a Schengen visa, it only means that you also need to have a travel medical insurance plan.

Russia

Just like in Schengen countries, U.S. citizens can have no medical insurance when applying for a visa in Russia. But residents from other countries need to show proof of medical insurance, like a copy of their health insurance policy card and policy documents.

Antarctica

Antarctica is a remote country; thus, it has no public hospitals, pharmacies, or even doctor's offices. So although the cruise ships can handle minor medical issues, it is still possible you will get evacuated if there is any medical emergency. Some cruise ships already include emergency evacuation as part of the cruise price, but State Department strongly suggests tourists to buy insurance.

© 2019 Business Times All rights reserved. Do not reproduce without permission.
Sign Up for Newsletters and Alerts